Accounts

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SC MembersFirst has several accounts to fit each individuals financial needs.

From free checking to money plus accounts, we have it all.

There are several ways to save money at the credit union and earn some interest at the same time. Rates current as of January 28th, 2010.
Account Type	Dividend Rate	APY	Minimum Deposit Required	Dividends Paid
Regular Shares Savings	.30%	.30%	$25.00 minimum required; $100.00 minimum to earn dividends	Monthly
Plus Checking	.15%	.15%	$300.00 minimum required*	Monthly
Money Plus Checking	.55%	.55%	$2,500.00 minimum required**	Monthly
Club Accounts	.25%	.25%	No minimum balance required.	Quarterly
IRA Share	1.00%	1.00%	$500.00 minimum deposit required	Quarterly
Share Certificates
3 Month	.75%	.75%	$500.00 minimum deposit required	At Maturity
6 Month	1.00%	1.00%	$500.00 minimum deposit required	At Maturity
12 Month	1.25%	1.26%	$500.00 minimum deposit required	Quarterly
18 Month	1.25%	1.26%	$500.00 minimum deposit required	Quarterly
24 Month	1.50%	1.51%	$500.00 minimum deposit required	Quarterly
30 Month	1.75%	1.76%	$500.00 minimum deposit required	Quarterly
New Saver 12 Month	.75%	.75%	$100.00 minimum deposit required	Quarterly
6 Month Special	1.10%	1.11%	$25,000.00 minimum deposit required	At Maturity
IRA Certificates
18 Month	1.25%	1.26%	$500.00 minimum deposit required	Quarterly
24 Month	1.50%	1.51%	$500.00 minimum deposit required	Quarterly
30 Month	1.75%	1.76%	$500.00 minimum deposit required	Quarterly

**If account balance falls below $2,500 within a month a $10.00 monthly maintenance fee will be assessed to the account.