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Membership is open to those that live, work, worship, or attend school in Richland County.

National Credit Union Association
Equal Housing Lender


SC MembersFirst has several accounts to fit each individuals financial needs. From free checking to money plus accounts, we have it all.

SAVINGS

CHECKING

CD's

IRA's

CLUB ACCOUNTS

There are several ways to save money at the credit union and earn some interest at the same time. Rates current as of October 1st, 2013.

Account Type Dividend Rate APY Minimum Deposit Required Dividends Paid
Regular Shares Savings .01% .01% $25.00 minimum required; $100.00 minimum to earn dividends Monthly
Plus Checking .01% .01% $300.00 minimum required* Monthly
Money Plus Checking .01% .01% $2,500.00 minimum required** Monthly
Club Accounts .01% .01% No minimum balance required. Quarterly
IRA Share .2% .2% $500.00 minimum deposit required Quarterly
Share Certificates
3 Month .1% .1% $500.00 minimum deposit required At Maturity
6 Month .15% .15% $500.00 minimum deposit required At Maturity
12 Month .2% .2% $500.00 minimum deposit required Quarterly
18 Month .25% .25% $500.00 minimum deposit required Quarterly
24 Month .3% .3% $500.00 minimum deposit required Quarterly
30 Month .35% .35% $500.00 minimum deposit required Quarterly
New Saver 12 Month .15% .15% $100.00 minimum deposit required Quarterly
6 Month Special .15% .15% $25,000.00 minimum deposit required At Maturity
IRA Certificates
18 Month .25% .25% $500.00 minimum deposit required Quarterly
24 Month .3% .3% $500.00 minimum deposit required Quarterly
30 Month .35% .35% $500.00 minimum deposit required Quarterly

*If account balance falls below $300.00 within the month a $5.00 monthly maintenance fee will be assessed to the account.

**If account balance falls below $2,500 within a month a $10.00 monthly maintenance fee will be assessed to the account.