| New
Cars (1.0% will be added to loans with terms over 48 months) |
3.50% |
| Used
Cars (1.0% will be added to loans with terms over 48 months) |
3.50% (Vehicles are
considered used if they are older than three years) |
|
Personal Loans |
11.95% (Members
with active checking accounts will receive a one percent rate
reduction) |
| Line of
Credit Loans |
11.95% (Members
with active checking accounts will receive a one percent rate
reduction) |
|
Overdraft Protection Loans |
18.0% |
| New
Recreational Vehicles |
4.75%(boats,
trailers, motorcycles, campers, RV's, ATV's, and other watercraft)
|
| Used
Recreational Vehicles |
5.75% (boats,
trailers, motorcycles, campers, RV's, ATV's, and other watercraft)
|
|
Electronic/Major Appliance |
10.00% |
| Farm
Equipment |
13.95% |
| Share
or Certificate Secured |
3.00% above rate
you are currently earning |
| Home
Equity Fixed Rate |
5 Years 6.00%, 10
Years 8.00%, 15 Years 8.75% |
| **Home
Equity Line of Credit |
1.00% above the
current prime rate |
 |
|
*Rates subject to
change without notice. Actual rate received will be determined
by applicant's credit worthiness. New and Used cars with terms over
48 months will have an additional 1.0% added to the rate they
qualify for. Maximum rate on all loans is 18.0%.
**Home equity Lines
of Credits have adjustable rates. Rates will be determined by
the prime rate plus 1% on January 1st of each year. |